Our Calculators

Numora Calculators is a platform dedicated to online financial calculation tools, built to support individuals and professionals. With fast, accurate, and easy-to-use calculators, users can estimate their net salary after federal and provincial taxes, assess tax obligations, evaluate mortgage affordability, and compare different financial scenarios.

Designed to reflect federal and provincial tax regulations, Numora calculators delivers reliable, easy-to-understand results. Whether you are managing your personal budget, planning a real estate purchase, or evaluating the impact of a change in income, Numora Calculators helps you make informed financial decisions with clarity and confidence.

Master numbers with Numora Calculators

Your trusted source for free, accurate, and easy-to-use financial tools designed specifically for the Canadian context. Whether you live in Quebec, Ontario, British Columbia, or anywhere else in Canada, our calculators are updated with the latest 2026 fiscal parameters.

Our Core Calculators

1. Net Salary Calculator 2026

Understanding your take-home pay is the first step in budgeting. Our Net Salary Calculator goes beyond a simple estimate. It breaks down your gross income into federal and provincial taxes, and calculates mandatory deductions like the Canada Pension Plan (CPP) or Quebec Pension Plan (QPP), and Employment Insurance (EI). Available for all provinces and territories, with support for common pay frequencies to help users answer long-tail queries like “how much is my biweekly pay after tax in Canada.”

2. Mortgage Payment Calculator

Planning to buy a home? Use our Mortgage Calculator to estimate your monthly, bi-weekly, or weekly payments. Uniquely designed for the Canadian market, it allows you to include CMHC insurance (mortgage default insurance) premiums automatically if your down payment is below 20%. You can also switch to existing mortgage mode, enter your current balance and remaining amortization (years + months), then test lump-sum payments and payment increases to compare standard vs strategy outcomes, including estimated interest savings and time saved.

3. Unit Converter

Need to switch between Imperial and Metric systems? Our Unit Converter handles length, weight, volume, temperature, and speed instantly. Perfect for school, cooking, or engineering conversions, including practical long-tail needs like recipe conversion, km/h to mph, and GB to GiB.

4. Test Grade Calculator

Easily determine your exam score with our Test Grade Calculator. Perfect for students and teachers, it instantly calculates your percentage and letter grade based on the total number of questions and wrong answers, with custom grading scales for schools, colleges, and training programs.

5. CMHC/SCHL Premium Calculator

Estimate mortgage default insurance premiums based on your home price and down payment, then see how that premium changes your financed balance and payment. It is a practical way to answer common questions before making an offer, especially when comparing 5%, 10%, and 20% down scenarios in Canada.

6. RRSP/FHSA Tax Refund Calculator

Estimate your potential tax refund from RRSP and FHSA contributions using current federal and provincial brackets. You can test different contribution amounts and quickly compare the impact on annual taxes, marginal rate savings, and cash flow to choose a contribution strategy that fits your situation.

7. Credit Card Payoff Calculator

Build a repayment plan for one or multiple cards with your real rates and monthly budget. Compare avalanche and snowball methods, track your payoff date, and see how much interest you can avoid by adding extra payments each month.

8. Borrowing Capacity Calculator

Estimate how much mortgage you may qualify for based on income, debts, down payment, and Canadian GDS/TDS stress test rules. It helps you set a realistic home budget before pre-approval and avoid wasting time on properties outside your range.

9. Compound Interest Calculator

Project long-term growth from an initial amount, regular contributions, and compounding over time. It is useful for retirement planning, education savings, and personal investing goals, especially when comparing different rates and monthly contribution levels.

10. Sales Tax Calculator (GST/HST/PST/QST)

Calculate taxes included or excluded by province, including GST, HST, PST, and QST. Whether you need the pre-tax amount from a receipt total or want to add tax to a quote, this tool gives a fast and reliable breakdown for day-to-day use in Canada.

11. Time Remaining Calculator

Calculate exactly how much time is left until a target date and time, with an optional live countdown. Useful for planning around deadlines, exam dates, launches, and financial milestones where precise timing matters.