Our Core Calculators
1. Net Salary Calculator 2026
Understanding your take-home pay is the first step in budgeting. Our
Net Salary Calculator goes beyond a simple
estimate. It breaks down your gross income into federal and provincial taxes, and
calculates mandatory deductions like the Canada Pension Plan (CPP) or Quebec Pension Plan (QPP),
and Employment Insurance (EI).
Available for all provinces and territories, with support for common pay frequencies to help
users answer long-tail queries like “how much is my biweekly pay after tax in Canada.”
2. Mortgage Payment Calculator
Planning to buy a home? Use our Mortgage Calculator to estimate your monthly, bi-weekly, or
weekly payments.
Uniquely designed for the Canadian market, it allows you to include CMHC insurance
(mortgage default insurance) premiums automatically if your down payment is below 20%.
You can also switch to existing mortgage mode, enter your current balance and remaining
amortization (years + months), then test lump-sum payments and payment increases
to compare standard vs strategy outcomes, including estimated interest savings and
time saved.
3. Unit Converter
Need to switch between Imperial and Metric systems? Our Unit Converter handles length, weight,
volume, temperature, and speed instantly. Perfect for school, cooking, or engineering
conversions, including practical long-tail needs like recipe conversion, km/h to mph, and GB to
GiB.
4. Test Grade Calculator
Easily determine your exam score with our Test Grade Calculator.
Perfect for students and teachers, it instantly calculates your percentage and letter grade
based on the total number of questions and wrong answers, with custom grading scales for
schools, colleges, and training programs.
5. CMHC/SCHL Premium Calculator
Estimate mortgage default insurance premiums based on your home price and down payment, then
see how that premium changes your financed balance and payment. It is a practical way to answer
common questions before making an offer, especially when comparing 5%, 10%, and 20% down
scenarios in Canada.
6. RRSP/FHSA Tax Refund Calculator
Estimate your potential tax refund from RRSP and FHSA contributions using current federal and
provincial brackets. You can test different contribution amounts and quickly compare the impact
on annual taxes, marginal rate savings, and cash flow to choose a contribution strategy that
fits your situation.
7. Credit Card Payoff Calculator
Build a repayment plan for one or multiple cards with your real rates and monthly budget.
Compare avalanche and snowball methods, track your payoff date, and see how much interest you
can avoid by adding extra payments each month.
8. Borrowing Capacity Calculator
Estimate how much mortgage you may qualify for based on income, debts, down payment, and
Canadian GDS/TDS stress test rules. It helps you set a realistic home budget before
pre-approval and avoid wasting time on properties outside your range.
9. Compound Interest Calculator
Project long-term growth from an initial amount, regular contributions, and compounding over
time. It is useful for retirement planning, education savings, and personal investing goals,
especially when comparing different rates and monthly contribution levels.
10. Sales Tax Calculator (GST/HST/PST/QST)
Calculate taxes included or excluded by province, including GST, HST, PST, and QST. Whether
you need the pre-tax amount from a receipt total or want to add tax to a quote, this tool gives
a fast and reliable breakdown for day-to-day use in Canada.
11. Time Remaining Calculator
Calculate exactly how much time is left until a target date and time, with an optional live
countdown. Useful for planning around deadlines, exam dates, launches, and financial milestones
where precise timing matters.