HST Sales Tax Calculator 2026 - Newfoundland and Labrador

Calculate your sales tax in Newfoundland and Labrador instantly. The province uses a single 15% Harmonized Sales Tax (HST) rate. Enter an amount below to add the tax, or use our reverse calculator to work backwards from a tax-included total to find the original sticker price.

Amount
$
HST rate
%
PST rate
%
The Canada Revenue Agency (CRA) administers the 15% HST. However, the provincial government directly manages the unique 15% Retail Sales Tax (RST) applied specifically to insurance premiums.
Before-tax amount
$
HST amount
$
PST amount
$
After-tax total
$
Sales tax by province
Province / territory After-tax total
Need to calculate with another province?

How the Newfoundland and Labrador Sales Tax Calculator Works

This calculator estimates the sales tax breakdown for purchases in Newfoundland and Labrador. Enter a before-tax amount (default) or switch to tax-included to reverse-calculate the subtotal.

  • Standard calculation: Enter the before-tax amount. Whether you are shopping in St. John's or Corner Brook, the calculator automatically applies the flat 15% HST to show your final out-of-pocket cost.
  • Reverse calculation (tax included): Turn on “Amount includes tax?”. Enter the final amount you paid, and the calculator works backward to separate the 15% HST from the original pre-tax price.

Understanding HST and PST in Newfoundland and Labrador

Like its neighbors, NL uses the 15% HST (5% Federal + 10% Provincial). However, it is distinct in applying a 15% Retail Sales Tax (RST) on insurance premiums for property and vehicles.

Retailers in Newfoundland and Labrador display sticker prices before tax. You must always anticipate the 15% HST addition at the checkout counter. Use the 'Amount includes tax?' toggle to easily figure out the exact tax portion on a paid invoice.

Rates 2026

This table provides an overview of Canada’s sales tax rates for 2026, broken down by province and territory. It shows how the GST combines with provincial taxes - including HST, PST, and QST - to determine the total sales tax rate applied to purchases across Canada.

The Total column reflects the combined tax rate consumers typically pay at checkout, helping individuals and businesses quickly estimate the final cost of goods and services depending on location.

Like its Atlantic neighbors, Newfoundland and Labrador applies a combined 15% HST rate, which ties for the highest retail sales tax tier in Canada.

Province / territory GST / HST PST QST Total
Alberta (AB) 5% 0% - 5%
British Columbia (BC) 5% 7% - 12%
Manitoba (MB) 5% 7% - 12%
New Brunswick (NB) 15% - - 15%
Newfoundland and Labrador (NL) 15% - - 15%
Nova Scotia (NS) 14% - - 14%
Northwest Territories (NT) 5% 0% - 5%
Nunavut (NU) 5% 0% - 5%
Ontario (ON) 13% - - 13%
Prince Edward Island (PE) 15% - - 15%
Quebec (QC) 5% - 9.975% 14.975%
Saskatchewan (SK) 5% 6% - 11%
Yukon (YT) 5% 0% - 5%
⚠️ Rates shown are based on the most commonly applied public tax rates and may vary for certain goods, services, or tax-exempt situations.

How to calculate sales tax in Newfoundland and Labrador (before tax and tax included)

The exact calculation formula in Newfoundland and Labrador is: Total = Amount × 1.15. To perform a reverse calculation and find the pre-tax amount from a final receipt, simply divide the total by 1.15.

Total including tax = Before-tax amount × (1 + 15%)
Before-tax amount = Total including tax ÷ (1 + 15%)

Rules & Exemptions

  • Books are eligible for a point-of-sale rebate of the 10% provincial tax.
  • The province applies a 15% retail sales tax on insurance premiums (property and vehicles), which is separate but equivalent to the HST rate.
  • Used vehicles sold privately are taxed at 15% based on the Red Book value.

FAQ - Newfoundland 2026

Why is my car insurance taxed?

Newfoundland charges a 15% Retail Sales Tax on insurance premiums, which is separate from but equal to the HST rate.

Is the tax rate the same in Labrador?

Yes, the 15% HST applies uniformly across the entire province, including Labrador.

Do I pay tax on boat purchases?

Yes, boats and aircraft are subject to the 15% tax, whether purchased from a dealer or privately.